How Impulse Spending Quietly Destroys Your 2026 Money Goals (and What to Do Instead)

If you’re heading into 2026 with financial resolutions, you’re in good company. Nearly everyone (93%) plans to change how they manage money this year. The intent is there. The motivation is there.

But there’s a hidden saboteur that wrecks progress for even the most disciplined planners: impulse spending, especially the modern “little treat” culture. Here is what to do instead.